Posts Tagged ‘health insurance coverage’

No Health Insurance

Monday, May 31st, 2010

There are millions of individuals of all age groups without any health insurance to help them as they go about their daily lives. Where do individuals and families go when they need medical health care and they have no health insurance coverage? You certainly are not able to visit the local medical physician in your neighborhood because the first question you are asked is who is your health insurance carrier?

When you explain you are without medical health insurance at this time, but you are able to pay cash for the medical physician’s services you are still refused an appointment, so where do you turn? Most individuals who are alone will turn to their local drug store and scour the shelves to see what is available for their own health care practices.

Other individuals with young children will turn to the emergency rooms of the local community hospital and hope their children will be afforded the needed health care and medication they so desperately need. You wonder why the local community hospitals are always filled to capacity in the waiting room.

You will find the health insurance industry played a role in causing this build-up by negotiating with the health care providers to the point where they are not allowed to take in a patient, treat them, and accept a cash payment. Oh have we come a long way when the medical health care provider could make house calls without asking if you have any low cost health insurance to cover the expenses.

When you listen to the news reports, you will hear from time to time how we, as a nation have come a long way in the health insurance industry, yet have we. If you are unable to pull out your health insurance card to prove you still have health insurance coverage you are blatantly turned away with the suggestion you visit your local community hospital.

Private hospitals in your local area will refuse you medical health care  assistance faster than any medical health care provider so be sure you visit your local community hospital if you want an opportunity to see a medical health care physician. This includes children too and makes the entire situation very sad.

When you have a parent taking a child to the emergency room for medical health care do you think they stop to read the sign on the front of the building to see if it is a community hospital or a private hospital? Of course not, the child may have sustained a broken arm or broken leg while attending school and all the parent wants to do is get their child medical health care as quickly as possible.

Sadly, this same occurrence happens every day of the week to many parents at a time when they are upset because their child is hurt. To have everyone in the medical health care community turn his or her back on you is a travesty that is unacceptable, yet it still happens. Why is the medical health care community exempt when it comes to the private hospitals?

Is New York following Massachusetts

Friday, March 26th, 2010

The health care process in New York has been on the revamping slide for a few years now. With Massachusetts as a role model, New York has investigated and kept a close eye on how the implemented health care reform measures have been working. At the same time, they have been instituting some of the health care measures within the state health care system as well.

Although not to the extent that Massachusetts has, for the time being it is working. For how long this system will continue to function positively is anyone’s guess. To continuously take in more applicants on all levels and have so few paying into the system is a system that will fail. This is what is happening in Massachusetts at this present time. The low cost health insurance that was promised in the beginning is slowly getting much more expensive driving more people to leave the state.

Yes, they too celebrated when State wide nationalized health care was instituted for all the citizens, but they all forgot to factor in who was going to pay for the process to continue and flourish. Today, they are floundering in a sea of red tape because the funds are scarce and growing scarce with each passing day.

Many residents fled Massachusetts for neighboring states, and today you could say they were the lucky ones. Ah, but New York is a completely new ballgame. Universal health care is a very bold and thoughtful ideal, but that is where it begins and ends.

This ideal of all for one and one for all is a utopian ideal that is not sustainable. You must have more money coming in than is going out, any business in the New York area already know that. Why does the state of New York think it do a better job of health insurance provisions than other states?

Then to consider mandating, as Massachusetts did, that all residents living and working in the New York area must comply.  The state of New York, like the state of Massachusetts really has no business in trying to run a universal health care plan when they understand very little of the concept. We already have failed government programs that are going broke at a rapid rate:

1.    Medicaid Insurance and Medicare Insurance

2.    Social Security

These are all going broke and for the same reason. There is more money being paid out to recipients, than taken in by those who participate in these plans. When did it ever say that every one is entitled to everything free? This is really unfortunate for those within the health care system that really do need it or they will not survive. There are others within the health care system that can most assuredly take care of themselves, but for some reason it is so much easier to put a hand out instead.

When are individuals going to understand that although help is out there for those who truly are in need, the mass majority can be quite self-sufficient? There are many in New York who understands this and they go through great lengths to take care of their own.