Archive for the ‘Health Care Reform’ Category

Health Care Rules Emerge

Monday, January 24th, 2011

Health Insurance Changes with the Health Care Reform

The Patient Protection and Affordable Care Act began seeping into our lives, our health care plans and with our medical health care physician’s the end of September 2010 and not too many citizens are pleased with the results. One of the more prominent issues that began was the free preventive care. To help make this a smooth transition for the insured and for the health insurance provider the government set up three government entities to oversee and make the final determination.
1.   U.S. Preventive Services Task Force
2.   The Centers for Disease Control and Prevention (for vaccines)
3.   The Health Resources and Services Administration

How Soon Will the Health Insurance Changes Take Effect?

Now, that is not an over abundance of red tape to hurdle through is it? Is this what they call free preventive health care for the mass population, except it may take months before any payments are rendered? How is any business, even the medical health care medical physicians, going to have the ability to remain open to see new patients?

How long will it take for the government agencies to render a final decision and forward the payments to the medical health care physician? There are other changes to our health care system that went into effect and only time will tell how it is accepted by the majority of the population.
1.   Medical health care coverage for children with pre-existing conditions
2.   Ban on lifetime limits and restrictions on annual limits
3.   Ban on rescissions
4.   Medical health care continuous coverage for children until age twenty-six
5.   Freedom of choice of medical health care physician within a health insurance provider policy

Health Insurance for Children

Medical health care coverage for children with pre-existing conditions is now covered with the passage of the health care reform bill. Health insurance providers can no longer disallow health coverage for children or instill the mandatory waiting time of up to eighteen months before coverage for one or more pre-existing conditions. This only pertains to children under the age of eighteen. Adults with pre-existing conditions will have to be patient for a few more years.
Banished are the days when a health insurance provider was allowed to set a lifetime limit on medical health care benefits. Understandably, this helps those individuals with chronic long-term illnesses, but how will the health insurance provider cope when they can no longer place restrictions to reduce their losses.
Until this point, the health insurance providers have been able to cancel an individual’s health insurance policy if they find the individual fibbed on the application form he or she was asked to fill out and submit. One of the main complaints is when an individual is diagnosed with a pre-existing condition they had no awareness of having. Individuals with no known history of diabetes or asthma in their family are diagnosed with the disease and the insurance provider accuses the insured of not listing this pre-existing condition on the application. How was the individual to know?
September 23, 2010 marked a turning point with the health insurance providers who must now allow all children to remain on their parent’s health insurance policy until the age of twenty-six. This has been a long time coming, but the health insurance fine print is still confusing and much too vague.

Tags: health care, Health Insurance, preventive care, The Patient Protection and Affordable Care Act
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Industry and Health Care

Monday, December 13th, 2010

The New Law Brings Changes to Health Insurance and the Industry

The new Patient Protection and Affordable Care Act will begin to institute many changes in the coming years and this will affect individuals, the health insurance providers, the health care community, and industry in general. Many new industries will begin to evolve along with the changes to the medical health care community that will promote the use of dietary supplements. Some of these supplements are:

1. Omega 3 oils to individuals suffering from cardiovascular disease

2. Omega 3 oils to pregnant women

3. Medical health care physicians recommending vitamin D and calcium for the elderly

Many Will Benefit From the Changes in Health Insurance

There will be many new suggestions and guidelines that will soon be presented and it will be for the benefit of the many. Industry as a whole will have to change their way of thinking and model after the health care providers and the medical health care community.

The medical health care community will have a much better idea of how to treat patients. They will also have a better idea in which direction each individual patient needs to turn their attention. Through the guidance of the medical health care physicians, the grocery stores will begin to display a better selection for their patrons to choose.

The Health Insurance Industry Will Promote Healthier Diet and Habits

The health insurance industry will have a better understanding of what is required for the clients they insure and begin to write and institute better, more informative guidelines to follow. The entire industry will slowly change over and perhaps many of the processed food selection will begin to be reduced in numbers.

The mass population will again learn how to consume better quality foods and eat less of the processed foods. The medical health care community has had this knowledge for decades, but with such a booming and active society, it has become difficult to acquire the attention of the public domain.

By gaining the attention of the public domain, the medical health care community and the health insurance providers will begin to work closely and help to educate an entire new generation of individuals to break the habit of grabbing food while they are on the run from one place to another.

The addition of the Omega 3 oils to the daily diet will also help many individuals to remain healthy longer. The health insurance providers will begin to change the way they perceive their standard health insurance policies for their insured and new low cost health insurance policies will be written.

When individuals begin to remain healthier longer and find they no longer need to rely on the expertise of their medical health care physician to offer medical prescriptions to compensate for their bad habits, the burden of crowded medical health care physician offices will become reduced to a manageable level.

All of these scenarios are a possibility within reach of the public domain with just a few minor changes and a better awareness of health care. When you are able to remain healthier for a longer period of time, you are the one to benefit. It will not be long before you find your health insurance rates reducing to accommodate the mass population.

Tags: health care, health care community, Omega 3, The Patient Protection and Affordable Care Act
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The Refusal of Health Care

Monday, December 6th, 2010

Should health care be mandated?

It is an interesting fact that the government has mandated all citizens participate in this new health care plan whether they want to or they do not. It is really amazing how the government is counting on every citizen performing correctly and purchasing a government-run mandated health insurance policy for the good of all citizens.

There is a very likely chance that depending on how many individuals opt out of purchasing a new health insurance plan, the entire health care reform bill can fail and put itself out to pasture. There are presently a large number of states who have filed lawsuits already in regards to the health care reform bill. There are other states waiting in the wings until it is their turn to present their argument against the health insurance mandate.

Mandating health care will not benefit everyone

Many individuals across the country are taking a wait and see approach because they are all trying to follow. In the meantime, there are other family members trying to work out a feasible health insurance plan in order for the family to remain as in tact as possible. There is no doubt that many more citizens will find they are on the other side of the health insurance fence when they lose everything they own and wonder how it ever reached this level.

The sad reality is that there are going to be many in the population who will go along with the scheme just to keep the peace and not necessarily, because they believe it is the right thing to do. On the other side of the health care reform bill debate, there will be other citizens who refuse to partake.

The government on the other hand, is well equipped with many of the situations that will arise out of this new health care reform bill. Even though they may be equipped, you have to wonder just how far they wish to move this along. The passage of the new health care reform bill requires every citizen to participate in the plan for it to be successful by the time it is fully implemented.

Refusal to buy health care will be a problem

When there are more individuals, who refuse to partake in the new health care mandate and choose only to pay the fine that is dictated in the health care reform bill it will cause great concern. In order for the new health care reform bill to be a success it needs the healthy individual’s participation. Anything short of this will destroy the health care reform bill and render it useless.

Why would all citizens want to participate when they already know they will be excluded from the health care rolls because of a catastrophic disease they are suffering? This is a matter that will make its way into the Supreme Court, yet the health care reform bill will incrementally go into effect.

As for the citizens of the country, they are sitting back and holding tight. Most citizens are waiting to hear a decision one way or the other of what is going to happen next. Will the people be successful in banishing this health care bill from the government records or will the health care reform bill become a part of everyday life.

Tags: health care mandate, health care reform, Health Insurance
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Long Waiting Lists

Monday, November 29th, 2010

Expect longer lines due to the health care reform

The community hospital emergency room will become even more crowded now with the passage of the new health insurance reform bill. Instead of it being filled only with those individuals who have no health insurance there will be additional individuals calling the community hospital emergency room their second home.

Even with the state sponsored health insurance, there are many individuals who fall between and become ineligible for the state health insurance unless they have young children. The remainder of the individuals are left to fend on their own. Many will turn to the supermarkets and drug stores for the over the counter medication when they are in need.

Inadequate health care will lead you to hospitals

There are those rare occasions when the over the counter medications are not strong enough and this is when they will make their way to the community hospital emergency room as a last resort. This is when the next problem arises before they ever get inside to see a medical health care physician.

They are asked how they will pay for the services of the emergency room and of course, they have no legitimate way to come up with the necessary funds. This is when the community hospital as an entity must absorb part of the cost even when it requires major surgery.
Under certain circumstances the government will help to pick up part of the expenses but that means that we the people are now paying the hospital health insurance expenses of those who have no way to pay for their own hospital expenses. This places a horrendous burden on the taxpayer.

Senior citizens’ health care will add to the lines

Another group of individuals who will now be filling up the community hospital emergency room is our senior citizens. Are you wondering why? Our senior citizens need help when they pick up the telephone to call. There are many medical care physicians who have closed up their practice and moved out of the country.
Other medical care physicians are putting signs in their storefront window notifying prospective patients they will no longer be taking in Medicare patients and Medicaid patients. The reason for this change of heart is the twenty-one percent decrease in Medicare payments and Medicaid payments.
Do they raise their fees for all other patients or do they give up and move out of the country? Of course, there are others who have closed their practice and retired from the medical health care industry.
The medical health care physician shrinking instead of growing and the demand for health care by new health insurance recipients is going to cause the community hospital emergency rooms to become even more crowded than ever before. This is obviously going to cause more individuals to be delayed in seeing a medical health care physician.
Ultimately, this will cause further problems with the community hospitals in the form of room when an incoming potential patient needs to be admitted into one of the hospital wards. Does the community hospital emergency room attendants now add more beds, increase the size of their hospital facility, or begin picking and choosing who they will help and who they will not give health care to.

Tags: health care, Health Insurance, health insurance reform bill, Medicaid, medicare
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